:root{color-scheme:light;--bg:#fff;--surface:#fff;--surface-2:#f6f9ff;--surface-3:#eaf2ff;--ink:#0c2346;--heading:#071b39;--muted:#64738d;--muted-2:#8493a7;--blue:#0877eb;--blue-2:#065ab7;--border:#e3ebf4;--border-2:#d2e1f5;--header:#fff;--hero:#f3f8ff;--footer:#071d3d;--footer-text:#f1f6ff;--shadow:0 9px 32px rgba(10,41,82,.058)}
@media(prefers-color-scheme:dark){:root:not([data-theme=light]){color-scheme:dark;--bg:#081426;--surface:#11243e;--surface-2:#0c1c33;--surface-3:#16365e;--ink:#dbeaff;--heading:#f5f9ff;--muted:#a8b9d2;--muted-2:#8298ba;--blue:#57aaff;--blue-2:#2d91ee;--border:#254465;--border-2:#33577c;--header:#0a1a31;--hero:#0d2444;--footer:#040f20;--footer-text:#f1f6ff;--shadow:0 9px 34px rgba(0,0,0,.14)}}
:root[data-theme=dark]{color-scheme:dark;--bg:#081426;--surface:#11243e;--surface-2:#0c1c33;--surface-3:#16365e;--ink:#dbeaff;--heading:#f5f9ff;--muted:#a8b9d2;--muted-2:#8298ba;--blue:#57aaff;--blue-2:#2d91ee;--border:#254465;--border-2:#33577c;--header:#0a1a31;--hero:#0d2444;--footer:#040f20;--footer-text:#f1f6ff;--shadow:0 9px 34px rgba(0,0,0,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;color:var(--ink);line-height:1.58;font-size:15px;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #fbbf24;outline-offset:3px}.container{width:min(1180px,calc(100% - 56px));margin-inline:auto}.skip{position:absolute;top:-100px;background:#ffdb64;color:#10233b;padding:12px 20px;z-index:30}.skip:focus{top:0}.site-header{height:77px;background:var(--header);position:relative;z-index:10;border-bottom:1px solid var(--border)}.head-inner{height:100%;display:flex;align-items:center;gap:40px}.brand{display:inline-flex;align-items:center;gap:10px;white-space:nowrap;font-size:23px;font-weight:820;color:var(--heading);letter-spacing:-1px}.brand-mark{width:36px;height:37px;display:inline-grid;place-items:center;color:#fff;background:linear-gradient(145deg,#0b7cfa,#044db8);border-radius:11px 12px 11px 5px;font-size:23px;line-height:1;font-weight:900;transform:skew(-5deg)}.brand-accent{color:var(--blue)}.primary-nav{display:flex;align-items:center;gap:26px;flex:1;margin-left:24px}.primary-nav a{font-size:13px;font-weight:670;white-space:nowrap;transition:color .16s}.primary-nav a:hover,.primary-nav a[aria-current]{color:var(--blue)}.head-actions{display:flex;align-items:center;gap:16px;margin-left:auto}.icon-button{width:38px;height:38px;background:var(--surface-2);border:1px solid var(--border);color:var(--heading);font-size:23px;display:grid;place-items:center;border-radius:12px}.language{font-weight:800;color:var(--muted);font-size:12px}.language span{color:var(--blue)}.mobile-nav-toggle{display:none}
.hero{position:relative;background:linear-gradient(114deg,var(--bg) 15%,var(--hero) 70%);overflow:hidden}.hero:before{content:"";width:500px;height:500px;border-radius:50%;position:absolute;right:-160px;top:-330px;background:radial-gradient(circle,rgba(43,134,236,.11),transparent 70%)}.hero-grid{min-height:590px;display:grid;grid-template-columns:1.03fr .97fr;gap:32px;align-items:center;position:relative}.hero-copy{padding:68px 0 76px}.eyebrow{display:inline-flex;align-items:center;gap:9px;font-weight:850;letter-spacing:1.65px;color:var(--blue);font-size:11px}.eyebrow-dot{display:block;width:7px;height:7px;border-radius:100%;background:#2086f3;box-shadow:0 0 0 5px #2189f11b}.hero-copy h1{font-size:clamp(47px,4.9vw,71px);line-height:1.13;letter-spacing:-2.6px;color:var(--heading);margin:22px 0 21px;font-weight:830}.hero-copy h1 span{color:#1978d9}.hero-lead{max-width:510px;color:var(--muted);font-size:17px;line-height:1.72;margin:0}.hero-actions{display:flex;align-items:center;gap:23px;flex-wrap:wrap;margin:29px 0 30px}.button{border:0;display:inline-flex;justify-content:center;align-items:center;gap:17px;border-radius:10px;font-weight:760;min-height:51px;padding:13px 22px;font-size:13px;transition:transform .18s,background .18s,color .18s;box-shadow:0 3px 10px #003b8b10}.button:not(:disabled):hover{transform:translateY(-2px)}.button-primary{background:linear-gradient(100deg,#036ada,#1399ff);color:#fff}.button-primary:hover{background:#0055b5}.button-primary span{font-size:18px}.text-link{font-size:13px;font-weight:800;color:var(--heading);display:inline-flex;gap:10px;align-items:center}.text-link:hover,.more:hover{color:var(--blue)}.hero-trust{display:flex;gap:20px;flex-wrap:wrap;color:var(--muted);font-size:11px;font-weight:690}.hero-trust span{display:inline-flex;align-items:center;gap:5px}.check-icon{font-size:13px;color:#1680ea;font-weight:900}.hero-art{min-height:492px;position:relative;align-self:stretch;display:flex;align-items:center;justify-content:center}.hero-illustration{width:min(102%,660px);position:absolute;right:-70px;top:15px;opacity:.94;object-fit:contain;filter:drop-shadow(0 22px 38px rgba(29,66,109,.11))}.hero-calculator{position:relative;z-index:2;align-self:end;width:min(420px,88%);margin-left:-16px;margin-bottom:60px;box-shadow:0 23px 68px rgba(6,39,84,.23);background:var(--surface);border:1px solid var(--border-2);border-radius:17px;padding:22px}.widget-head{display:flex;align-items:center;gap:11px;padding-bottom:12px;border-bottom:1px solid var(--border);margin-bottom:13px}.widget-icon{display:grid;place-items:center;color:#fff;background:linear-gradient(135deg,#1a85f6,#064dbb);border-radius:11px;width:40px;height:40px;font-size:24px;font-weight:800}.widget-head strong{display:block;font-size:14px;line-height:1.3;color:var(--heading)}.widget-head small{color:var(--muted);font-size:11px}.widget-arrow{margin-left:auto;color:var(--blue);font-size:21px}
.calc-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.field{min-width:0;display:block}.field span{display:block;color:var(--muted);font-size:11px;font-weight:700;margin-bottom:6px}.field input,.field select{display:block;width:100%;background:var(--surface);color:var(--heading);border:1px solid var(--border-2);border-radius:8px;padding:10px 11px;height:43px;min-width:0;font-weight:650;font-size:12px;appearance:auto}.field input::placeholder{color:var(--muted-2);font-weight:450}.field-wide{grid-column:span 2}.button-submit{grid-column:span 2;background:#0e6bd5;color:#fff;width:100%;font-size:13px;min-height:46px}.button-submit:disabled{cursor:not-allowed;opacity:.75;background:#6387b3;transform:none;box-shadow:none}.calc-output{grid-column:span 2}.calc-unavailable{display:flex;gap:9px;align-items:flex-start;padding:11px 12px;border-radius:9px;background:var(--surface-2);border:1px solid var(--border);color:var(--muted)}.calc-unavailable strong{display:block;font-size:12px;color:var(--heading)}.calc-unavailable small{display:block;line-height:1.4;font-size:11px}.state-dot{height:7px;width:7px;margin-top:7px;background:#eba31f;border-radius:50%;flex-shrink:0}.result-list{display:grid;grid-template-columns:1fr auto;gap:5px 16px;background:var(--surface-2);border-radius:10px;padding:15px;font-size:12px}.result-list dt{color:var(--muted)}.result-list dd{font-weight:800;color:var(--heading);margin:0}.result-heading{font-size:14px;color:var(--heading)}.calc-output>small{color:var(--muted);display:block;margin-top:7px}
.category-strip{position:relative;z-index:2;margin-top:-3px;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.category-card{background:var(--surface);border:1px solid var(--border);border-radius:15px;padding:24px 16px;box-shadow:var(--shadow);display:flex;align-items:center;gap:15px;transition:transform .2s,border-color .2s}.category-card:hover,.tool-card:hover{transform:translateY(-3px);border-color:#98caff}.category-card strong{font-size:13px;font-weight:800;line-height:1.35}.category-card>span:last-child{margin-left:auto;color:var(--blue);font-weight:800}.category-icon,.small-icon{display:grid;place-items:center;flex-shrink:0;width:44px;height:44px;border-radius:13px;color:#0074e7;background:var(--surface-3)}.glyph{font-size:25px;font-weight:800;line-height:1}.section{padding-block:77px 76px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:18px;margin-bottom:27px}.eyebrow.plain{letter-spacing:1.45px;font-size:11px}.section h2,.trust-copy h2{font-size:clamp(26px,3.0vw,35px);color:var(--heading);letter-spacing:-1px;line-height:1.22;margin:8px 0 9px}.section-heading p{color:var(--muted);margin:0;font-size:14px}.more{white-space:nowrap;font-size:12px;color:var(--blue);font-weight:800}.more span{margin-left:7px;font-size:19px}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.tool-card{border:1px solid var(--border);border-radius:14px;background:var(--surface);padding:21px;display:flex;align-items:flex-start;gap:13px;min-height:133px;box-shadow:var(--shadow);transition:transform .2s,border-color .2s}.small-icon{width:42px;height:42px;border-radius:11px}.small-icon .glyph{font-size:23px}.tool-card-copy{display:flex;flex-direction:column;gap:7px}.tool-card-copy strong{font-size:13px;line-height:1.35;color:var(--heading)}.tool-card-copy small{font-size:11px;line-height:1.55;color:var(--muted)}.card-arrow{margin-left:auto;color:var(--blue);font-weight:750;font-size:18px}.trust-section{background:var(--surface-2);border-block:1px solid var(--border)}.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center;min-height:405px;padding-block:56px}.trust-copy>p{font-size:15px;color:var(--muted);max-width:510px}.trust-points{display:grid;grid-template-columns:1fr 1fr;gap:11px;margin:21px 0 29px;font-size:13px;font-weight:680}.trust-points span{color:var(--ink)}.button-ink{background:var(--heading);color:var(--bg)}.trust-visual{display:grid;place-items:center}.trust-visual img{width:min(100%,520px);max-height:330px}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature-card{border-radius:18px;min-height:215px;padding:26px;position:relative;overflow:hidden;transition:transform .2s}.feature-card:hover{transform:translateY(-3px)}.feature-blue{background:linear-gradient(130deg,#e2f0ff,#f4f9ff);color:#102e53}.feature-tan{background:linear-gradient(130deg,#f5ebda,#fffaf0);color:#102e53}.feature-icon{width:46px;height:46px;border-radius:12px;background:#fff8;display:grid;place-items:center;font-size:27px;color:#096fe1}.feature-card h3{font-size:17px;line-height:1.2;letter-spacing:-.2px;margin:17px 0 8px}.feature-card p{font-size:13px;margin:0;max-width:280px;opacity:.75}.feature-arrow{display:inline-block;margin-top:20px;color:#0065ca;font-weight:850;font-size:12px}
.inner-hero{background:linear-gradient(120deg,var(--surface-2),var(--hero));border-bottom:1px solid var(--border);padding:35px 0 52px}.inner-hero h1{color:var(--heading);font-size:clamp(33px,4vw,48px);line-height:1.15;letter-spacing:-1.3px;margin:12px 0}.inner-hero p{font-size:16px;max-width:710px;color:var(--muted);margin:0}.breadcrumbs{display:flex;align-items:center;gap:9px;color:var(--muted);font-size:11px;margin:0 0 31px}.breadcrumbs a:hover{color:var(--blue)}.breadcrumbs>span:last-child{color:var(--ink)}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:49px;padding-block:50px 90px;align-items:start}.page-content>h2,.page-content>section h2{color:var(--heading);font-size:25px;letter-spacing:-.5px;margin:40px 0 13px}.page-content>p,.page-sources p{font-size:15px;color:var(--muted);line-height:1.8}.calculator-panel{background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow);border-radius:18px;padding:27px;margin-bottom:40px}.calculator-panel .calc-form{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.calculator-panel .calc-form .field input,.calculator-panel .calc-form .field select{font-size:14px;height:48px}.calculator-panel .calc-form .field span{font-size:12px}.panel-title{display:flex;gap:13px;align-items:center;margin-bottom:24px}.panel-title h2{font-size:20px;letter-spacing:-.4px;color:var(--heading);margin:0}.panel-title p{color:var(--muted);font-size:12px;margin:3px 0 0}.notice{background:var(--surface-2);border:1px solid var(--border);border-left:3px solid var(--blue);padding:18px 21px;border-radius:10px;margin:24px 0}.notice strong{color:var(--heading)}.notice p{color:var(--muted);line-height:1.65;font-size:13px;margin:5px 0 0}.page-sources{padding-top:10px;border-top:1px solid var(--border);margin-top:38px}.page-sources h2{font-size:22px!important}.source-date{display:block;margin-top:17px;color:var(--muted);font-size:12px}.text-link.ink{color:var(--blue)}.sidebar{position:sticky;top:27px;display:grid;gap:19px}.aside-card{border:1px solid var(--border);border-radius:15px;padding:21px;background:var(--surface)}.aside-card h2{font-size:16px;letter-spacing:-.2px;margin:0 0 15px;color:var(--heading)}.aside-card>a{display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:12px;font-weight:650;padding:11px 0;border-top:1px solid var(--border)}.aside-card>a span{color:var(--blue)}.aside-card>a:hover{color:var(--blue)}.aside-highlight{background:var(--surface-2)}.aside-highlight>span{font-size:31px;color:var(--blue)}.aside-highlight h2{margin:6px 0}.aside-highlight p{font-size:12px;line-height:1.7;color:var(--muted)}.hub-list{display:grid;grid-template-columns:repeat(2,1fr);gap:13px;margin-top:23px}.hub-list .tool-card{min-height:130px}.source-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:25px}.source-card{display:flex;gap:12px;border:1px solid var(--border);border-radius:12px;padding:15px;background:var(--surface);align-items:center}.source-card strong{display:block;font-size:12px;line-height:1.4}.source-card small{font-size:11px;color:var(--muted)}.source-card>span:last-child{margin-left:auto;color:var(--blue)}.rich-steps{display:grid;gap:12px;margin:25px 0}.rich-steps>div{display:flex;align-items:center;gap:20px;padding:18px;background:var(--surface-2);border-radius:12px}.rich-steps b{color:var(--blue);font-size:22px}.rich-steps span{display:grid;color:var(--muted);font-size:12px}.rich-steps strong{font-size:14px;color:var(--heading)}details{padding:19px 0;border-bottom:1px solid var(--border)}summary{font-weight:790;color:var(--heading);cursor:pointer}details p{font-size:14px;color:var(--muted)}.not-found{padding-block:80px 150px;min-height:60vh}
.site-footer{background:var(--footer);color:var(--footer-text)}.footer-inner{display:grid;grid-template-columns:2.3fr 1.3fr 1.25fr 1fr;gap:44px;padding-block:58px 52px}.brand-footer{color:#fff;font-size:22px}.footer-brand p{font-size:13px;line-height:1.7;max-width:290px;color:#b5c7e2;margin-top:20px}.footer-note{color:#8ea7ca;font-size:11px;display:block;margin-top:13px}.footer-inner h3{font-size:13px;color:#fff;margin:5px 0 15px}.footer-inner>div:not(:first-child)>a{display:block;color:#adc1df;font-size:12px;line-height:2.6}.footer-inner>div:not(:first-child)>a:hover{color:#fff}.footer-bottom{border-top:1px solid #294466;display:flex;justify-content:space-between;color:#7899c1;font-size:11px;padding-block:18px 24px;gap:18px}
@media(max-width:1110px){.head-inner{gap:15px}.primary-nav{gap:16px;margin-left:0}.primary-nav a{font-size:12px}.hero-grid{grid-template-columns:1fr 1fr;gap:10px}.hero-copy h1{font-size:56px}.hero-illustration{right:-85px}.hero-calculator{margin-left:4px;width:min(360px,94%)}.category-card{padding:19px 12px;gap:10px}.category-card strong{font-size:11px}.category-icon{width:38px;height:38px}}
@media(max-width:860px){.container{width:min(100% - 36px,720px)}.site-header{height:68px}.mobile-nav-toggle{display:grid;margin-left:auto}.primary-nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--header);padding:22px max(18px,calc((100vw - 720px)/2));flex-direction:column;align-items:stretch;box-shadow:0 16px 24px #0002;gap:0;border-bottom:1px solid var(--border)}.primary-nav.nav-open{display:flex}.primary-nav a{font-size:15px;padding:11px}.head-actions{margin-left:0}.language{display:none}.hero-grid{grid-template-columns:1fr;min-height:0}.hero-copy{padding:57px 0 13px}.hero-copy h1{font-size:clamp(43px,7vw,60px)}.hero-lead{max-width:590px}.hero-art{min-height:380px;justify-content:flex-start}.hero-illustration{width:70%;top:-14px;right:-40px}.hero-calculator{margin:50px 0 40px;width:min(410px,65%)}.category-strip{grid-template-columns:repeat(2,1fr);gap:10px}.category-card strong{font-size:13px}.section{padding-block:60px}.tool-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{gap:10px}.feature-grid{gap:12px}.feature-card{padding:20px}.content-grid{grid-template-columns:1fr;gap:30px}.sidebar{position:static;grid-template-columns:1fr 1fr}.footer-inner{grid-template-columns:2fr 1fr 1fr;gap:23px}.footer-inner>div:last-child{grid-column:2/4}}
@media(max-width:580px){body{font-size:14px}.container{width:calc(100% - 30px)}.brand{font-size:21px}.brand-mark{width:33px;height:34px}.head-inner{gap:10px}.icon-button{height:36px;width:36px}.hero-copy{padding:46px 0 20px}.hero-copy h1{font-size:clamp(40px,11vw,56px);letter-spacing:-2px;margin:15px 0}.eyebrow{font-size:10px;letter-spacing:1px}.hero-lead{font-size:14px}.hero-actions{gap:15px;margin:23px 0}.hero-trust{gap:12px;font-size:10px}.hero-art{min-height:0;display:block;padding:12px 0 28px}.hero-illustration{right:-75px;top:-10px;width:100%;height:310px;opacity:.52}.hero-calculator{width:100%;max-width:none;margin:10px 0 3px;padding:19px;box-shadow:0 13px 40px #002f6a24}.category-strip{gap:9px}.category-card{padding:16px 10px;flex-direction:column;align-items:flex-start;min-height:119px}.category-card>span:last-child{display:none}.category-icon{width:38px;height:38px}.category-card strong{font-size:12px}.section{padding-block:53px}.section-heading{display:block}.section-heading h2{font-size:28px}.section-heading p{font-size:13px}.more{display:inline-flex;margin-top:12px}.tool-grid{grid-template-columns:1fr;gap:10px}.tool-card{min-height:90px;padding:16px}.tool-card-copy small{font-size:11px}.trust-grid{grid-template-columns:1fr;gap:9px;padding-block:42px}.trust-copy h2{font-size:30px}.trust-visual{display:none}.trust-points{grid-template-columns:1fr}.feature-grid{grid-template-columns:1fr;gap:11px}.feature-card{min-height:150px}.feature-card h3{margin-top:10px}.feature-arrow{margin-top:9px}.inner-hero{padding:25px 0 35px}.inner-hero h1{font-size:32px}.inner-hero p{font-size:14px}.breadcrumbs{margin-bottom:20px}.content-grid{padding-block:33px 55px}.calculator-panel{padding:18px}.calculator-panel .calc-form{grid-template-columns:1fr}.calculator-panel .calc-form .field-wide,.calculator-panel .calc-form .button-submit,.calculator-panel .calc-form .calc-output{grid-column:auto}.calculator-panel .calc-form .field input,.calculator-panel .calc-form .field select{height:47px}.panel-title h2{font-size:17px}.sidebar{grid-template-columns:1fr}.hub-list,.source-list{grid-template-columns:1fr}.page-content>h2{font-size:22px}.footer-inner{grid-template-columns:1fr 1fr;gap:30px 20px;padding-block:40px}.footer-inner>div:first-child{grid-column:1/-1}.footer-inner>div:last-child{grid-column:auto}.footer-bottom{display:block}.footer-bottom span{display:block;line-height:2}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}